We're Mortgage Experts
For Sole Traders
& Company Owners
If you're self-employed or a business owner, you've come to the right place. With years of experience working with complex income structures and business finances, we understand exactly what banks and lenders are looking for. Our expertise helps you get your loan approved fast and stress free. We also help you avoid costly mistakes, maximise your borrowing potential, and secure the right home loan with confidence.
Want to know how much can you borrow on a Low Doc loan?
Built for sole traders, company directors and business owners. Get an instant estimate without payslips, tax returns and financials then chat with one of our brokers who specialises in self-employed lending.
- No payslips, tax returns and financials required
- ABN & GST declared income accepted
- Up to 90% LVR with the right lender
We can help you with these loans.
Home Loans
Purchase, refinance or invest with a tailored loan structure from 40+ lenders.
Construction Loans
Progressive drawdown finance for knockdown rebuilds, custom builds and major renovations.
Commercial Loans
Finance for offices, retail, industrial and mixed-use property — built for business owners.
Asset Finance
Vehicles, equipment and machinery finance with sharp rates and fast approvals.
SMSF Lending
Compliant, tax-effective limited recourse lending through your self-managed super fund.
Business Loans
Working capital, cash flow and growth finance tailored to sole traders and company owners.
40+ lenders.
We compare home loans across Australia's leading banks, non bank lenders and specialist providers so you don't have to.
A simple 4 steps to settlement.
A 20-minute call to understand your goals, situation and ideal outcome.
We collect your documents, prepare your application, and submit it to the lender.
Congratulations! We call you to confirm your approval and share the good news.
Your loan has settled! We call to thank you for your trust and support
Trusted by 1,200+ Australian households.
"We had no idea where to start. Harbour walked us through every grant we qualified for and we settled 3 weeks later."
"Saved $612/month on our mortgage. Whole thing took two phone calls and a signed form."
"They structured our 4th property loan perfectly for tax. Genuinely the best broker we've worked with."
Ready in 60 seconds?
Tell us a little about your situation and we'll come back with tailored loan options from our 40+ lender panel at no cost to you.